Rates

Weyco Community Credit Union is committed to providing you with competitive rates for savings, checking and investments. We also strive to keep our fees low and be upfront with you about how they apply to your accounts.

Deposit Rates

Checking Account Rates — Effective January 1, 2017

DescriptionRateAPY**
Share Draft — Checking Account 0.075% 0.075%

Savings Account Rates — Effective January 1, 2017

DescriptionRateAPY**
Prime Share Account ($50 minimum) 0.10% 0.10%
Daily Money Market Account ($2,500 minimum) 0.35% 0.35%
Christmas Club Account 0.10% 0.10%

IRA (Individual Retirement Account) Rates — Effective January 1, 2017

DescriptionRateAPY**
Variable Rate 0.50% 0.50%
12-Month Fixed 0.55% 0.55%
18-Month Fixed 0.65% 0.65%
24-Month Fixed 0.85% 0.85%

Share Certificate Rates — Effective January 1, 2017

DescriptionRateAPY**
6 Months ($500 minimum) 0.50% 0.50%
12 Months ($500 minimum) 0.55% 0.55%
18 Months ($500 minimum) 0.75% 0.75%
24 Months ($500 minimum) 0.85% 0.85%
36 Months ($500 minimum) 1.10% 1.11%

**APY (Annual Percentage Yield) Use this to compare yearly earnings potential to that of other savings instruments. APY can vary (+ or -) .05% based on the Reg Z Ruling per NCUA.

Your savings are federally insured to $250,000.00 by NCUA (National Credit Union Administration, a U.S. Government Agency).

All accounts are accrued daily and are compounded monthly.

Dividend rates may be changed any Tuesday.

Dividends on all accounts are based on available earnings and are not guaranteed

Loan Rates

Automobile Loan Rates1Effective January 1, 2017

DescriptionAPR*Term
New Auto 2016-2017 (Includes Lease, Demo & Fleet)
New 2.20% to 6.70% 0 – 60 Months
New 2.49% to 6.99% Up to 72 Months
Used (Previously Titled)
2010 – 2016 3.10% to 7.60% 0 – 72 Months
1998-2009 3.90% to 8.40% 0 – 48 Months

Motorcycle Loan Rates1Effective January 1, 2017

DescriptionAPR*Term
New 5.20% to 9.70% 0 – 72 Months
Used 5.70% to 10.20% 0 – 72 Months

Boat Loan Rates1Effective January 1, 2017

DescriptionAPR*Term
New 5.20% to 9.70% 0 – 180 Months
Used (under 10 yrs old) 5.70% to 10.20% 0 – 180 Months

Motor Homes (Self-propelled) Loan Rates1Effective January 1, 2017

DescriptionAPR*Term
New 5.20% to 9.70% 0 – 180 Months
Used 5.70% to 10.20% 0 – 180 Months

Trailers/RVs (Towed) Loan Rates1Effective January 1, 2017

DescriptionAPR*Term
New 5.20% to 9.70% 0 – 180 Months
Used 5.70% to 10.20% 0 – 180 Months

Mobile Home Rates — Effective January 1, 2017

DescriptionAPR*Term
New & Used 6.45% to 10.95% 15 Years

1Rates and terms will vary depending on the credit-worthiness of the applicant, age of the vehicle, amount and term of the loan. Down payments may be required depending on the creditworthiness of the borrower and the age and value of the vehicle. For a $10,000 auto loan with a term of 48 months and a 2.49% APR, the monthly payment will be $219.10. The 2.49% rate is subject to conditions including the applicant's credit score, age of the vehicle, the amount and term of the loan, and enrollment in an approved automatic loan payment program. All loans are subject to credit approval. Other terms and conditions may apply. Advertised rates and terms are subject to change at any time without notice.

Other Collateral (Computers, appliances, etc.) Loan Rates — Effective January 1, 2017

DescriptionAPR*Term
New 5.20% to 9.70% 0 – 60 Months
Used 5.70% to 10.20% 0 – 48 Months

Share Secured Loan Rates — Effective January 1, 2017

DescriptionAPR*Term
Share Secured Prime Share/CD + 2.00% 0 – 120 Months

Signature Loan Rates — Effective January 1, 2017

DescriptionAPR*Term
$5,000 9.65% to 16.00% 0 – 36 Months
$7,000 9.65% to 16.00% 0 – 48 Months
$20,000 9.65% to 16.00% 0 – 60 Months

Visa® Credit Card Rates — Effective January 1, 2017

DescriptionAPR*Features
Credit Card 9.00% No Annual Fee

Home Loan (with Deed of Trust) Rates — Effective January 1, 2017

DescriptionAPR*Term
First Mortgage ARM: 5.50% 1 Year
Fixed for term of loan 1.75% to 2.99% 7 Years
Fixed for term of loan 2.25% to 3.49% 10 Years
Fixed for term of loan 3.25% to 4.49% 15 Years
Fixed for term of loan 3.50% to 4.75% 20 Years
Fixed for term of loan 4.25% to 5.49% 30 Years
Home Equity & Second Mortgage Variable / Prime +1.00% NA

*APR = Annual Percentage Rate.

Equal Opportunity Employer — Equal Housing Lender — NCUA insured up to $250,000